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Get To Know Our Team

1st United is here to make your home-buying dreams come true
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Beth Lee

Beth Lee
Principal Broker, Sr. Loan Officer 
NMLS #1432765

The Beth Lee Way

From contracts to closings, we’re here to keep you informed, and get you in your dream home. Whether you have perfect credit or your credit’s a work in progress, if you are current or former military, you have earned the right to a VA loan with zero money down and zero cash out of pocket.

Why go FHA when you have better options? If you’ve been told you can only get a loan if your credit score is 620 or higher, 1st United can help. It is our immense pleasure to assist soldiers in getting the loan they deserve. We’re here to make the process of buying a home smooth and easy, while you leave behind the world of landlords and possible monthly rent increases, and enter into one of home owning stability. Start Now.

Libby Higgins

Libby Higgins

Director of Operations/Processing Manager

I am a military spouse with over 10 years experience in the mortgage industry. I have gained the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist you and ensure a smooth process from pre-qualification through to closing.


Libby Higgins

Michael Easton

Loan Officer NMLS #1964732

I am a dedicated industry professional. As a U.S Army Veteran and prior Realtor, I possess the skillset to “get the job done”. Upon exiting the military, I assisted in building a successful team of Real Estate Agents. As a prior realtor myself, I have firsthand knowledge of how real estate works. I know that the home buying process can be stressful and I know exactly what it takes to maneuver the mortgage world with ease. With me on your side, you can breathe easy knowing that I am dedicated to you and your journey. Because to me, everyone deserves a place to call home.

Libby Higgins

Brandi Elliott

Loan Officer NMLS #1998094

I have over 5 years as a real estate agent, over 10 years as a military spouse, as well as having purchased 4 homes personally, I understand buyers’ needs from all sides. I will do everything I can to make your buying experience as stress free as possible. This time should be an exciting one and I will do everything in my power to make sure of that!




Melissa Curry

Senior Loan Processor

As a processor, I know everything that is needed to move your file through quickly and efficiently making your closing happen without a hitch! I can honestly say that I love what I do and the satisfaction of being with a company that offers programs for individuals that would otherwise not qualify.

Jessica - Mortgage Officer

Jessica Cox

Mortgage Loan officer, NMLS #1788506

I am a Kentucky native but have lived in the Clarksville area for more than 6 years now. I am Married to a Todd county native and a boy mom. I have also been a mortgage processor for over 4 years so I am very familiar with the ends and outs of the mortgage process. I wear my heart on my sleeve and I really do want to help everyone. I go above and beyond for my clients and I look forward to helping them with their mortgage needs in Kentucky, Tennessee, and Alabama.


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