Lear More About VA Home Loans

VA loans are offered exclusively to those who serve. Are they the most popular home loans for military families?

Looking for an option other than a conventional mortgage loan? If your credit score is preventing you from securing a traditional home loan, don’t lose hope. It may be possible to qualify for an FHA loan instead. Here’s a look at the FHA loan program and down payments...

Have you been told your credit is probably too low for a home mortgage? Or heard horror stories about qualifying for a VA home loan? There are a number of false tales or exaggerated claims surrounding these mortgages. The truth is the VA Home Loan Program is an...

If you’ve been considering a VA home loan, you may be wondering if your credit score meets the VA loan requirements. VA home loans make homeownership a reality for many veterans, active service members and their spouses. Benefits of the VA home loan program include no...

If you are eligible for a VA Home Loan mortgage, you are already aware of how powerful it is. Guaranteed by the U.S. Department of Veterans Affairs and issued by approved lenders, its benefits include: no mandatory down payment no private mortgage insurance...

Purchasing a home is one of the most important financial decisions you can make. While the steps of securing a mortgage loan can be stressful and intimidating for potential homeowners, VA Home Loans, guaranteed by the U.S. Department of Veterans Affairs, help make the...

Why You Need an Appraisal The VA loan appraisal is an essential part of the VA loan approval. It determines the fair market value of a home that is going to be purchased or refinanced by means of a VA home loan. The Department of Veterans Affairs requires the...

The VA home loan program is often considered the best mortgage program in the United States, but it is only available to qualified active military members, veterans, National Guard members, Reservists, and certain widows or widowers. VA loans work differently than...

VA home loans are known for their competitive interest rates and no down payment requirement, but they come with another overlooked perk: one of the best cash out refinance programs available. Loan Numbers on the Rise A growing number of VA borrowers are turning to...

VA Home Loans are traditionally designed for people who want to purchase a home that is already built. If you prefer to build a custom home, then you will need to explore VA new construction loans. They offer similar benefits but come with a different set of standards...

VA loans, administered by the Department of Veterans Affairs, are designed for people who currently serve or previously served in the military. Compared to conventional loans, VA loans are popular because they do not necessitate a down payment, they have lower...

As a military service member, or the spouse of one, it’s nice to know the U.S. government looks out for your family by helping to keep home buying costs affordable. Yet, you still need to do your research to determine if this type of loan is right for you. There are a...

Beginning the search for your next home is an exciting time. If you are a US military veteran who is looking for your next home, prequalifying for a VA home loan is the first step in the mortgage loan process. What Exactly Is The VA Home Loan? A VA home loan is a...

Yes, A VA Home Loan Is Possible with Bad Credit When researching how to get approved for a mortgage, you’ll likely read about the importance of your credit score. While most mortgage programs put a premium on your credit score, the VA Home Loan is backed by the VA and...

Understanding The Mortgage Process The mortgage process is essential for most homebuyers, though due to its complex nature it can feel overwhelming for those going through it. Preparation is the key and can make the entire process smoother and more manageable. Here’s...

  Hiring A Real Estate Agent Finding the right real estate agent makes the homebuying process much smoother and more enjoyable. It can also lead you to the home of your dreams. Not all real estate agents are the same though and finding the right one for you is...

VA Loans vs. Conventional Loans As a current or former member of the military shopping for a mortgage, you probably are already aware of your eligibility for loans guaranteed by the Veterans Administration (VA). VA loans are chocked full of advantages, yet in some...

  The Difference In Pre-Qualifications and Pre-Approvals Buying home is a complicated process and can be intimidating when you aren’t familiar with the financial terminology. When shopping for a mortgage you will run into two terms that sound similar but are...

Planning Your Home Purchase Dreaming of homeownership is the first step, and with careful planning it’s an achievable goal. Here's a step-by-step guide for making those dreams come true. Determine what you can afford. Step one is deciding what amount you're actually...