Lear More About VA Home Loans

VA loans are one of the best mortgage options available for eligible veterans, active-duty service members, and surviving spouses. With benefits like zero down payment, no private mortgage insurance (PMI), competitive interest rates, and flexible credit standards,...

Buying Your First Home? Start With the Right Foundation At 1st United Mortgage, we’re proud to help veterans, active-duty service members, and military families navigate one of life’s most important milestones—buying their first home. And if you’re using a VA loan,...

At 1st United Mortgage, one of the most common questions we hear from military families and veterans is, “Will mortgage rates go down soon?” After several years of market volatility, rate hikes, and inflationary pressure, it's no surprise that homebuyers are eager for...

In today’s rapidly shifting economic environment, interest rates are no longer the steady, predictable factor they once were. Rates have been rising and falling unpredictably, with changes driven by inflation, global uncertainty, Federal Reserve decisions, and housing...

VA Loans: More Than Just a Path to Homeownership When most veterans and active-duty service members think of VA loans, they think of purchasing a home with no down payment and no PMI. But what many don’t realize is that VA loans also offer powerful refinancing...

Why Working with a Mortgage Broker Makes a Difference At 1st United Mortgage, we know that buying a home can feel overwhelming—especially when it comes to navigating the loan process. Between choosing the right mortgage product, comparing interest rates, and handling...

  What Is a Mortgage Rate Lock? At 1st United Mortgage, we understand that securing the best mortgage rate is a top priority for homebuyers. Interest rates fluctuate due to economic conditions, market trends, and Federal Reserve policies. That’s why mortgage rate...

Owning a home is not just about having a roof over your head—it’s an investment that can yield significant financial benefits over time. One of the most valuable aspects of homeownership is the equity you build as you pay down your mortgage and as the value of your...

Securing a mortgage is an exciting milestone in the journey to homeownership, but it can also feel overwhelming—especially when it comes to understanding the underwriting process. At 1st United Mortgage, we’re committed to demystifying this crucial step so you can...

Financial hardship can strike unexpectedly—whether due to job loss, medical expenses, or broader economic shifts. If you’re feeling overwhelmed by your monthly mortgage payments, rest assured there are numerous strategies and resources available to help you get back...

Homeowners today are increasingly conscious of their environmental impact and interested in making upgrades that boost energy efficiency. But even if you have a strong desire to lower utility bills or reduce your carbon footprint, the cost of eco-friendly improvements...

Retirement often represents a new chapter in life—a time to reassess priorities, embrace leisure, and maybe even settle into your forever home. Whether you’re looking to downsize into something more manageable, relocate to be closer to family, or finally purchase that...

If you’ve been paying attention to real estate trends lately, you’ve probably noticed that the housing market can feel like a high-stakes battleground. With limited inventory, rapidly rising home prices, and properties that seem to go under contract within days—or...

For eligible veterans and military families, VA loan refinancing offers a unique set of advantages that can save money, access home equity, or secure a better interest rate. Two popular VA refinance options include the Cash-Out Refinance and the Interest Rate...

For veterans, active-duty service members, and certain eligible spouses, the VA loan is a powerful resource for achieving homeownership. However, before you can take advantage of a VA loan, you’ll need to secure a Certificate of Eligibility (COE). This document is a...

When applying for a mortgage, your credit score plays a critical role in determining your approval chances and the interest rate you’ll be offered. A higher credit score can open the door to better mortgage options and lower payments over time. If your credit score...

Buying a home is an exciting milestone, especially for first-time buyers. However, it can be a daunting process with various potential pitfalls. At 1st United Mortgage, we understand the importance of making informed decisions, and we're here to guide you through the...

Homeownership is a significant milestone, often symbolizing stability and personal success. However, the true cost of owning a home extends far beyond the monthly mortgage payment. To prepare for the financial responsibilities that come with homeownership, it’s...

When it comes to securing a mortgage, understanding the impact of interest rates on your payments is crucial. Even a small difference in the rate can significantly affect the overall cost of your loan. As a potential homeowner, one of the most strategic moves you can...