Lear More About VA Home Loans
The Home Appraisal Process: Ensuring a Fair Valuation
Whether you're on the verge of buying your dream home, refinancing your current mortgage, or selling your property, the home appraisal process plays a pivotal role in the transaction. Understanding how this process works and how appraisers determine a home's value is...
The Benefits of Mortgage Pre-Approval
In today's competitive housing market, buying a home can feel like a formidable challenge. With a limited number of homes available for sale and slightly higher mortgage rates, it's crucial to have a firm grip on your homebuying budget. Additionally, you'll need...
Jumbo Loans: What You Need to Know
When securing a home loan, you're likely familiar with the conventional mortgage options. But what if you're eyeing a property that's beyond the scope of these traditional loans? This is where jumbo loans come into play. In this comprehensive guide, we'll explore what...
The Impact of Credit History on Mortgage Approval
Owning a home is a significant milestone for many individuals and families. However, your credit history is pivotal in the approval process when securing a mortgage. In this guide, we will delve into how your credit score influences your journey to mortgage approval...
How Much of a Mortgage Can You Afford? Finding Your Perfect Home
The excitement of shopping for a new home can be exhilarating. The prospect of discovering that dream home among the countless options is a thrilling adventure. However, before diving headfirst into the house-hunting frenzy, it's crucial to ask yourself a fundamental...
Is Your Personal Information Secure When Applying for a Mortgage?
Applying for a mortgage or refinancing your home is a significant financial decision. It's a process that requires you to divulge personal and financial information to your mortgage lender. This can include sensitive data such as your tax returns, bank statements, and...
VA Loans for Reservists and National Guard Members: Eligibility and Benefits
At 1st United Mortgage, we are honored to serve those who serve our country. For reservists and National Guard members, securing a mortgage may seem challenging due to the nature of their service. However, with VA loans specifically designed to support our dedicated...
The Step-by-Step Guide to Applying for a VA Loan
At 1st United Mortgage, we take pride in assisting veterans and active-duty military members in achieving their homeownership dreams through VA loans. As a trusted VA lender, we understand the importance of providing a seamless and straightforward application process....
VA Loan Limits: Understanding the Maximum Loan Amounts
At 1st United Mortgage, we are committed to helping veterans and active-duty military members achieve their dreams of homeownership through VA loans. One crucial aspect to understand when considering a VA loan is the concept of loan limits. VA loan limits determine...
The Advantages of VA Jumbo Loans for High-Cost Areas
As a trusted mortgage provider specializing in VA loans, 1st United Mortgage understands the unique needs of veterans and active-duty military members in high-cost areas. When it comes to purchasing a home in these regions, traditional loan limits may fall short....
Exploring the VA Renovation Loan: Combining Home Purchase and Renovations
As a trusted mortgage provider specializing in VA loans, 1st United Mortgage is dedicated to helping veterans and active-duty military members achieve their homeownership goals. One powerful option available to eligible borrowers is the VA renovation loan. This unique...
The Benefits of Mortgage Pre-Approval | Smooth Homebuying Process
As a trusted mortgage provider, 1st United Mortgage understands the importance of a smooth and stress-free homebuying process. One valuable tool that can significantly enhance your homebuying experience is mortgage pre-approval. Mortgage pre-approval offers a range of...
The Benefits of VA Cash-Out Refinance Loans
As a VA-approved lender, we at 1st United Mortgage are dedicated to helping veterans and active-duty military members maximize the benefits of their VA home loan eligibility. One of the valuable options available to eligible borrowers is the VA cash-out refinance...
Navigating the Current Mortgage Market
As the economy continues to fluctuate and interest rates remain high, the current mortgage market can be intimidating for first-time homebuyers. At 1st United Mortgage, we understand how daunting the process can be, and we are committed to helping first-time...
Tips for Getting Approved for a Mortgage in a Tight Economy
In today's tight economy, getting approved for a mortgage can be challenging. Lenders are tightening their requirements, and even borrowers with good credit and a steady income may find it difficult to secure a mortgage. At 1st United Mortgage, we understand how...
The Importance of Working with a VA-Approved Lender
As a VA-approved lender, we at 1st United Mortgage understand the importance of working with a lender that has experience with the VA home loan program. The VA home loan program is an exclusive benefit available to eligible military members and veterans, and working...
VA Home Loan Myths Debunked
As a VA-approved lender, we at 1st United Mortgage have helped numerous military members and veterans achieve their dream of homeownership through the VA home loan program. Unfortunately, there are many myths and misconceptions surrounding VA home loans that can...
What to Know Before Applying for a VA Home Loan in 2023
As a team at 1st United Mortgage, we take great pride in assisting military personnel and veterans in achieving their dream of homeownership. The VA home loan program is one of the most significant benefits of military service, and we want to ensure that you have all...
Assumable VA Loans: Pros and Cons
What Does It Mean To Have An Assumable Mortgage? One benefit of a VA loan is that it is assumable. This means that if you sell your home, the new buyer can take over your loan and continue to make the same monthly payments that you were making. Not all loans are...
Va Offers Refinance For Rate Reduction After 7 Mortgage Payments
If you’re considering refinancing your home loan, you may have come across the term “Interest Rate Reduction Refinance Loan” (IRRRL). Also called a “Streamline” or a “VA-to-VA” loan, an IRRRL can be used to refinance an existing VA loan to a lower interest rate....