There’s nothing like the charm of a historic home. From hand-carved wood detailing to the original glass windows, historic homes continue to withstand the test of time. While searching for a home, you may come across a historic home that you know is the perfect place for you and your family
Figuring out whether buying a previously owned home or building your own dream home from the ground up is the right choice for you is a weighty decision. Here are some key factors you should consider.
Experts have weighed in on their predictions for the housing market this coming year, and we’re here to offer some insight into what challenges or opportunities you may encounter if you’re poised to purchase or rent a home in 2022. However, let’s remember that forecasts are merely potentialities for the near future, and these prognoses can still change.
If you’re looking to get approved for a mortgage, your debt-to-income ratio can be just as important as your credit score. This numerical value lets you and lenders know whether you’re in a comfortable enough spot with your debt to apply for more responsibly. In short, lenders will utilize it to decide whether to take a risk on you.
Your DTI takes your income and compares it to the amount of money you owe every month, but calculating it yourself can also help you determine if buying a home is the right decision for you right now.
Deciding to purchase a home comes with an array of obstacles on its own, but throwing bankruptcy into the mix can feel like straying from the path entirely. But fear not, it is still possible to buy a house!
Your financial profile, including your credit score, may be a point of concern as it can lower your chances of getting pre-approved for a loan. Still, fortunately, the rules for a VA loan differ slightly from a conventional loan and can ultimately provide some good wiggle room during the approval process.
Short sales will happen when a home-owner realizes they can no longer keep up with their mortgage payments. Instead of waiting for the bank to foreclose on the property, a borrower will reach out to their lender to put their house up in a short sale. A lender will typically approve a short sale based on two factors.
. If you’re thinking about selling your home, check out some pros and cons to selling on your own before putting that sign up.
As a parent, making a big move with your family is one of the most exciting, yet stressful, experiences you can have together. And as a military parent, the concept of moving is probably all too familiar
Home to the Army’s only Air Assault Division, Ft. Campbell is an incredible southern military base for families. The base is nestled between Kentucky and Tennessee, offering a wide variety of opportunities to explore lakes, cities, and everything in between. If you...
VA home loans are at all time demand. Here’s why this home mortgage options is growing in popularity right now.
Fort Collins has quickly become a hot area for those thinking of purchasing a home. Here’s what you need to know about the housing market there.
How do I lock in my mortgage? If you’re a home buyer, this may be a question you are asking yourself over and over right now. Luckily, we have the answer.
Learn more about the most common reasons for a delayed home closing and what (if anything) you can do about it.
Fort Collins has one of the strongest real estate markets in the country right now. Here’s what that means for housing trends and mortgage rates.
More people than ever have been taking advantage of the VA Home Loan Program. Find out what kind of credit score lenders are looking for from applicants.