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BUYING A HISTORIC HOME – THINGS TO CONSIDER

BUYING A HISTORIC HOME – THINGS TO CONSIDER

There’s nothing like the charm of a historic home. From hand-carved wood detailing to the original glass windows, historic homes continue to withstand the test of time. While searching for a home, you may come across a historic home that you know is the perfect place for you and your family

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Housing Market Outlook for 2022

Housing Market Outlook for 2022

Experts have weighed in on their predictions for the housing market this coming year, and we’re here to offer some insight into what challenges or opportunities you may encounter if you’re poised to purchase or rent a home in 2022. However, let’s remember that forecasts are merely potentialities for the near future, and these prognoses can still change. 

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How Debt to Income (DTI) is Calculated and How it Affects You

How Debt to Income (DTI) is Calculated and How it Affects You

If you’re looking to get approved for a mortgage, your debt-to-income ratio can be just as important as your credit score. This numerical value lets you and lenders know whether you’re in a comfortable enough spot with your debt to apply for more responsibly. In short, lenders will utilize it to decide whether to take a risk on you. 

Your DTI takes your income and compares it to the amount of money you owe every month, but calculating it yourself can also help you determine if buying a home is the right decision for you right now. 

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Buying A Home After Bankruptcy

Buying A Home After Bankruptcy

Deciding to purchase a home comes with an array of obstacles on its own, but throwing bankruptcy into the mix can feel like straying from the path entirely. But fear not, it is still possible to buy a house!

Your financial profile, including your credit score, may be a point of concern as it can lower your chances of getting pre-approved for a loan. Still, fortunately, the rules for a VA loan differ slightly from a conventional loan and can ultimately provide some good wiggle room during the approval process. 

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What Is A Short Sale And When Do They Happen?

What Is A Short Sale And When Do They Happen?

Short sales will happen when a home-owner realizes they can no longer keep up with their mortgage payments. Instead of waiting for the bank to foreclose on the property, a borrower will reach out to their lender to put their house up in a short sale. A lender will typically approve a short sale based on two factors.

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Tips for Moving with Kids

Tips for Moving with Kids

As a parent, making a big move with your family is one of the most exciting, yet stressful, experiences you can have together. And as a military parent, the concept of moving is probably all too familiar

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How To Lock In Your Mortgage

How To Lock In Your Mortgage

How do I lock in my mortgage? If you’re a home buyer, this may be a question you are asking yourself over and over right now. Luckily, we have the answer.

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