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Tips for Getting a Mortgage When You’re Self-Employed

Tips for Getting a Mortgage When You’re Self-Employed

Securing a mortgage as a self-employed individual can seem daunting, but it’s entirely possible with the right preparation and knowledge. At 1st United Mortgage, we understand the unique challenges self-employed borrowers face, and we’re here to guide you...

Tips for Buying a Home in a Seller’s Market

Navigating the real estate market can be challenging, especially when it’s a seller’s market. This means there are more buyers than there are houses for sale, leading to higher prices and intense competition. At 1st United Mortgage, we understand how...
If I Can’t Pay My Mortgage Loan, What Are My Options?

If I Can’t Pay My Mortgage Loan, What Are My Options?

Life can throw unexpected financial challenges your way, making it difficult to keep up with mortgage payments. If you find yourself in this situation, it’s crucial to understand your options to avoid foreclosure and protect your financial future. At 1st United...
Jumbo Loans: Financing Higher-Priced Properties

Jumbo Loans: Financing Higher-Priced Properties

When considering the purchase of a higher-priced home, you may come across the term “jumbo loan.” Understanding what a jumbo loan entails, its benefits, requirements, and how it differs from conforming loans is crucial for potential homebuyers. At 1st...
PMI: What It Is and How to Avoid It

PMI: What It Is and How to Avoid It

When buying a home with less than a 20% down payment, most conventional loan borrowers will encounter Private Mortgage Insurance (PMI). While PMI can make homeownership accessible sooner, it comes with added costs that many borrowers prefer to avoid. In this blog,...

Pros and Cons of Adjustable Rate Mortgages (ARMs)

In the realm of mortgage options, adjustable-rate mortgages (ARMs) present an alternative to traditional fixed-rate mortgages. At 1st United Mortgage, we recognize the importance of understanding the nuances of ARMs to help our clients make informed decisions...