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Mortgage Options for Retirees: Financing Your Forever Home

Mortgage Options for Retirees: Financing Your Forever Home

Retirement often represents a new chapter in life—a time to reassess priorities, embrace leisure, and maybe even settle into your forever home. Whether you’re looking to downsize into something more manageable, relocate to be closer to family, or finally purchase that...
How to Navigate a Competitive Housing Market: Tips for Buyers

How to Navigate a Competitive Housing Market: Tips for Buyers

If you’ve been paying attention to real estate trends lately, you’ve probably noticed that the housing market can feel like a high-stakes battleground. With limited inventory, rapidly rising home prices, and properties that seem to go under contract within days—or...
VA Loan Refinance Options: Cash-Out Refinance vs. IRRRL

VA Loan Refinance Options: Cash-Out Refinance vs. IRRRL

For eligible veterans and military families, VA loan refinancing offers a unique set of advantages that can save money, access home equity, or secure a better interest rate. Two popular VA refinance options include the Cash-Out Refinance and the Interest Rate...
The VA Loan Certificate of Eligibility: What You Need to Know

The VA Loan Certificate of Eligibility: What You Need to Know

For veterans, active-duty service members, and certain eligible spouses, the VA loan is a powerful resource for achieving homeownership. However, before you can take advantage of a VA loan, you’ll need to secure a Certificate of Eligibility (COE). This document is a...
How to Improve Your Credit Score Before Applying for a Mortgage

How to Improve Your Credit Score Before Applying for a Mortgage

When applying for a mortgage, your credit score plays a critical role in determining your approval chances and the interest rate you’ll be offered. A higher credit score can open the door to better mortgage options and lower payments over time. If your credit score...
Top 10 First-Time Homebuyer Mistakes to Avoid

Top 10 First-Time Homebuyer Mistakes to Avoid

Buying a home is an exciting milestone, especially for first-time buyers. However, it can be a daunting process with various potential pitfalls. At 1st United Mortgage, we understand the importance of making informed decisions, and we’re here to guide you...