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The VA Loan Certificate of Eligibility: What You Need to Know

The VA Loan Certificate of Eligibility: What You Need to Know

For veterans, active-duty service members, and certain eligible spouses, the VA loan is a powerful resource for achieving homeownership. However, before you can take advantage of a VA loan, you’ll need to secure a Certificate of Eligibility (COE). This document is a...
How to Improve Your Credit Score Before Applying for a Mortgage

How to Improve Your Credit Score Before Applying for a Mortgage

When applying for a mortgage, your credit score plays a critical role in determining your approval chances and the interest rate you’ll be offered. A higher credit score can open the door to better mortgage options and lower payments over time. If your credit score...
Top 10 First-Time Homebuyer Mistakes to Avoid

Top 10 First-Time Homebuyer Mistakes to Avoid

Buying a home is an exciting milestone, especially for first-time buyers. However, it can be a daunting process with various potential pitfalls. At 1st United Mortgage, we understand the importance of making informed decisions, and we’re here to guide you...
How to Budget for Homeownership: Beyond the Mortgage Payment

How to Budget for Homeownership: Beyond the Mortgage Payment

Homeownership is a significant milestone, often symbolizing stability and personal success. However, the true cost of owning a home extends far beyond the monthly mortgage payment. To prepare for the financial responsibilities that come with homeownership, it’s...
The Impact of Interest Rates on Your Mortgage

The Impact of Interest Rates on Your Mortgage

When it comes to securing a mortgage, understanding the impact of interest rates on your payments is crucial. Even a small difference in the rate can significantly affect the overall cost of your loan. As a potential homeowner, one of the most strategic moves you can...

The Importance of a Home Inspection: A Comprehensive Guide

When embarking on the journey to purchase a home, one of the most crucial steps is often overlooked: the home inspection. At 1st United Mortgage, we emphasize the importance of this step to ensure your investment is sound and your future home is safe. Let’s delve into...