Financial hardship can strike unexpectedly—whether due to job loss, medical expenses, or broader economic shifts. If you’re feeling overwhelmed by your monthly mortgage payments, rest assured there are numerous strategies and resources available to help you get back...

Homeowners today are increasingly conscious of their environmental impact and interested in making upgrades that boost energy efficiency. But even if you have a strong desire to lower utility bills or reduce your carbon footprint, the cost of eco-friendly improvements...

Retirement often represents a new chapter in life—a time to reassess priorities, embrace leisure, and maybe even settle into your forever home. Whether you’re looking to downsize into something more manageable, relocate to be closer to family, or finally purchase that...

If you’ve been paying attention to real estate trends lately, you’ve probably noticed that the housing market can feel like a high-stakes battleground. With limited inventory, rapidly rising home prices, and properties that seem to go under contract within days—or...

For eligible veterans and military families, VA loan refinancing offers a unique set of advantages that can save money, access home equity, or secure a better interest rate. Two popular VA refinance options include the Cash-Out Refinance and the Interest Rate...

For veterans, active-duty service members, and certain eligible spouses, the VA loan is a powerful resource for achieving homeownership. However, before you can take advantage of a VA loan, you’ll need to secure a Certificate of Eligibility (COE). This document is a...

When applying for a mortgage, your credit score plays a critical role in determining your approval chances and the interest rate you’ll be offered. A higher credit score can open the door to better mortgage options and lower payments over time. If your credit score...

Buying a home is an exciting milestone, especially for first-time buyers. However, it can be a daunting process with various potential pitfalls. At 1st United Mortgage, we understand the importance of making informed decisions, and we're here to guide you through the...

Homeownership is a significant milestone, often symbolizing stability and personal success. However, the true cost of owning a home extends far beyond the monthly mortgage payment. To prepare for the financial responsibilities that come with homeownership, it’s...

When it comes to securing a mortgage, understanding the impact of interest rates on your payments is crucial. Even a small difference in the rate can significantly affect the overall cost of your loan. As a potential homeowner, one of the most strategic moves you can...

Securing a mortgage as a self-employed individual can seem daunting, but it's entirely possible with the right preparation and knowledge. At 1st United Mortgage, we understand the unique challenges self-employed borrowers face, and we're here to guide you through the...

Life can throw unexpected financial challenges your way, making it difficult to keep up with mortgage payments. If you find yourself in this situation, it's crucial to understand your options to avoid foreclosure and protect your financial future. At 1st United...

When considering the purchase of a higher-priced home, you may come across the term "jumbo loan." Understanding what a jumbo loan entails, its benefits, requirements, and how it differs from conforming loans is crucial for potential homebuyers. At 1st United Mortgage,...