The Benefits of Mortgage Pre-Approval | Smooth Homebuying Process
As a trusted mortgage provider, 1st United Mortgage understands the importance of a smooth and stress-free homebuying process. One valuable tool that can significantly enhance your homebuying experience is mortgage pre-approval. Mortgage pre-approval offers a range of...
The Benefits of VA Cash-Out Refinance Loans
As a VA-approved lender, we at 1st United Mortgage are dedicated to helping veterans and active-duty military members maximize the benefits of their VA home loan eligibility. One of the valuable options available to eligible borrowers is the VA cash-out refinance...
Navigating the Current Mortgage Market
As the economy continues to fluctuate and interest rates remain high, the current mortgage market can be intimidating for first-time homebuyers. At 1st United Mortgage, we understand how daunting the process can be, and we are committed to helping first-time...
Tips for Getting Approved for a Mortgage in a Tight Economy
In today's tight economy, getting approved for a mortgage can be challenging. Lenders are tightening their requirements, and even borrowers with good credit and a steady income may find it difficult to secure a mortgage. At 1st United Mortgage, we understand how...
The Importance of Working with a VA-Approved Lender
As a VA-approved lender, we at 1st United Mortgage understand the importance of working with a lender that has experience with the VA home loan program. The VA home loan program is an exclusive benefit available to eligible military members and veterans, and working...
VA Home Loan Myths Debunked
As a VA-approved lender, we at 1st United Mortgage have helped numerous military members and veterans achieve their dream of homeownership through the VA home loan program. Unfortunately, there are many myths and misconceptions surrounding VA home loans that can...
What to Know Before Applying for a VA Home Loan in 2023
As a team at 1st United Mortgage, we take great pride in assisting military personnel and veterans in achieving their dream of homeownership. The VA home loan program is one of the most significant benefits of military service, and we want to ensure that you have all...
Assumable VA Loans: Pros and Cons
What Does It Mean To Have An Assumable Mortgage? One benefit of a VA loan is that it is assumable. This means that if you sell your home, the new buyer can take over your loan and continue to make the same monthly payments that you were making. Not all loans are...
Va Offers Refinance For Rate Reduction After 7 Mortgage Payments
If you’re considering refinancing your home loan, you may have come across the term “Interest Rate Reduction Refinance Loan” (IRRRL). Also called a “Streamline” or a “VA-to-VA” loan, an IRRRL can be used to refinance an existing VA loan to a lower interest rate....
The Complete Guide to Moving In
Time to move into your new home! This can be an exciting time, but it can also be a little overwhelming. There are so many things to do and organize! That’s why we’ve put together this guide to moving in to help make the process a little easier. From unpacking your belongings to getting the kids settled in school, we’ve got you covered. So whether you’re just starting to pack or are already on the road, make sure to bookmark this page!
Ultimate Moving Checklist
The thought of moving can be intimidating, but with a little bit of planning, it can be a relatively stress-free experience. In this blog post, we created a detailed checklist to take you from the early stages of planning to moving day. Whether this is your first move or you’re an old pro, this step-by-step guide should help keep you organized and on track.
Home Appraisals: What Buyers and Sellers Need to Know
If you're in the market to buy or sell a home, and in some cases, refinance a home, then you need to be aware of home appraisals. Appraisals are a key part of the real estate process, and they can have a big impact on whether or not a sale goes through. In this...
GETTING A HOME LOAN: BUDGETING TIPS AND STRATEGIES
If you’re looking to take out a home loan, then you’ll need to be prepared in terms of both your finances and your paperwork. In this blog post, we’ll give you some tips on budgeting and other financial strategies that can help make the process of getting a mortgage easier.
HOME LOANS: OPTIMIZING YOUR CREDIT SCORE
Your credit score is one of the most important numbers in your life. It can affect your ability to get a loan, a job, or even an apartment. A high credit score means you’re a low-risk borrower, and that can save you money on your mortgage loan. In this article, we will discuss some strategies for optimizing your credit score and managing your finances so you can enjoy the benefits of having a high credit rating.
Mortgage Interest Rates – What You Need to Know
Mortgage interest rates are one of the most important factors when considering a new home loan. It’s important to understand how they work and what you can do to get the best rate for your needs.