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Home Appraisals: What Buyers and Sellers Need to Know

Home Appraisals: What Buyers and Sellers Need to Know

  If you’re in the market to buy or sell a home, and in some cases, refinance a home, then you need to be aware of home appraisals. Appraisals are a key part of the real estate process, and they can have a big impact on whether or not a sale goes through....
GETTING A HOME LOAN: BUDGETING TIPS AND STRATEGIES

GETTING A HOME LOAN: BUDGETING TIPS AND STRATEGIES

If you’re looking to take out a home loan, then you’ll need to be prepared in terms of both your finances and your paperwork. In this blog post, we’ll give you some tips on budgeting and other financial strategies that can help make the process of getting a mortgage...
HOME LOANS: OPTIMIZING YOUR CREDIT SCORE

HOME LOANS: OPTIMIZING YOUR CREDIT SCORE

    Your credit score is one of the most important numbers in your life. It can affect your ability to get a loan, a job, or even an apartment. A high credit score means you’re a low-risk borrower, and that can save you money on your mortgage loan. In this...
Mortgage Interest Rates – What You Need to Know

Mortgage Interest Rates – What You Need to Know

  Mortgage interest rates are one of the most important factors when considering a new home loan. It’s important to understand how they work and what you can do to get the best rate for your needs. In this article, we will cover everything you need to know about...
Closing Costs Explained

Closing Costs Explained

When you obtain a VA loan, you may not have to worry about paying a mandatory down payment, but you should still anticipate having some disposable cash in your account to close the deal on your new home.  No matter what kind of loan you get, you’re going to run into...
Home Loan Pre-Approval – The Who, The How, and The Why

Home Loan Pre-Approval – The Who, The How, and The Why

  Home loan pre-approval is the process through which a future home buyer determines how much money they’re able to borrow in order to purchase a house comfortably. To do this, buyers may go through a series of steps where the lender carefully evaluates...