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Refinancing: When and How

Refinancing: When and How

In essence, refinancing your home merely means that you replace your existing home loan terms with new ones. A brand new loan could mean lowering your current interest rate and ultimately saving money on your monthly payment.  Let’s explore how to pinpoint when to...
How Long Does It Take To Close On A New House? (VA, FHA, & other)

How Long Does It Take To Close On A New House? (VA, FHA, & other)

You finally found your dream home. The papers are signed, and you’re getting the boxes packed and ready to go. But how long does it take before you can settle into your new home? Between the signing and move-in day, there is a waiting period to close on a house. If...
BUYING A HISTORIC HOME – THINGS TO CONSIDER

BUYING A HISTORIC HOME – THINGS TO CONSIDER

There’s nothing like the charm of a historic home. From hand-carved wood detailing to the original glass windows, historic homes continue to withstand the test of time. While searching for a home, you may come across a historic home that you know is the perfect place...
New Construction vs. Previously Owned Homes – The Pros and Cons

New Construction vs. Previously Owned Homes – The Pros and Cons

When the time comes, finding the home of our dreams is a joyful journey we all feel lucky to have. But it is ultimately a fork in the road leading you toward two different paths, both with positive outcomes but with their own set of stressors to endure.  Figuring out...
Housing Market Outlook for 2022

Housing Market Outlook for 2022

Experts have weighed in on their predictions for the housing market this coming year, and we’re here to offer some insight into what challenges or opportunities you may encounter if you’re poised to purchase or rent a home in 2022. However, let’s remember that...
How Debt to Income (DTI) is Calculated and How it Affects You

How Debt to Income (DTI) is Calculated and How it Affects You

If you’re looking to get approved for a mortgage, your debt-to-income ratio can be just as important as your credit score. This numerical value lets you and lenders know whether you’re in a comfortable enough spot with your debt to apply for more responsibly. In...