Though you may have heard you need a credit score close to 600, it’s not true! You may be able to qualify even if you have bad credit.

***updated 10/28/20 If you or your loved one served your country and qualify for a VA loan, then you should know the facts about how to use this exclusive benefit. There’s a lot of misinformation regarding the VA home loan program out there, including the myth that...

Moving is an inevitable part of military life. However, whether this is your first move or your tenth, it’s nice to have a guide for a seamless transition. Each move will bring questions - many are the same but many are specific to your next base. Military life has...

Learn what an escrow account is, how it is used and how it works with the VA home loan program.

Learn what the VA Funding Fee is and why it’s a required part of the VA Home Loan program.

VA Loans are an incredible benefit available only to veterans and active members of the military. These exclusive loans are a preferred way for many to achieve their dream of owning a home. With no required down payment, no private mortgage insurance, and less...

Getting an FHA loan can be one of the most affordable ways to get a home. Not only are these loans typically available for those who have lower credit than most lenders will work with, but these loans also tend to require less of a down-payment. If you are considering...

If you are planning on using an FHA loan, you may have to pay mortgage insurance. Learn exactly what FHA mortgage insurance is, what it costs and what it takes to cancel it.

When home buying there is a single piece of paper that has enormous impact: the mortgage pre-approval letter. Here’s what you need

VA loans are offered exclusively to those who serve. Are they the most popular home loans for military families?

Looking for an option other than a conventional mortgage loan? If your credit score is preventing you from securing a traditional home loan, don’t lose hope. It may be possible to qualify for an FHA loan instead. Here’s a look at the FHA loan program and down payments...

Have you been told your credit is probably too low for a home mortgage? Or heard horror stories about qualifying for a VA home loan? There are a number of false tales or exaggerated claims surrounding these mortgages. The truth is the VA Home Loan Program is an...

If you’ve been considering a VA home loan, you may be wondering if your credit score meets the VA loan requirements. VA home loans make homeownership a reality for many veterans, active service members and their spouses. Benefits of the VA home loan program include no...

If you are eligible for a VA Home Loan mortgage, you are already aware of how powerful it is. Guaranteed by the U.S. Department of Veterans Affairs and issued by approved lenders, its benefits include: no mandatory down payment no private mortgage insurance...

Purchasing a home is one of the most important financial decisions you can make. While the steps of securing a mortgage loan can be stressful and intimidating for potential homeowners, VA Home Loans, guaranteed by the U.S. Department of Veterans Affairs, help make the...